German SMEs in transition

Three out of four companies in Germany are customers of the Savings Banks Finance Group. Advising and financing small and medium-sized enterprises in Germany is the core business of the Savings Banks and Landesbanken. To this end they use their strengths – a detailed knowledge of their customers and their personal situations as well as a nationwide presence throughout Germany’s regions.

With the SME Diagnosis 2023, the German Savings Banks Association (DSGV) presents the 23rd collection of representative data on the current situation of SMEs in Germany. 

The S-Financial Climate Index of the DSGV and Deka is again integrated into this survey. This is based on quarterly surveys on economic developments conducted among the management boards of German Savings Banks.